⚠️ This calculator provides preliminary guidance only and is NOT legal or financial advice.

StudentEB5 | Feasibility Tool

EB-5 Investment Feasibility Calculator - $800K TEA Eligibility Check

The EB-5 investment feasibility calculator tests whether your income, liquid assets, and gifts can cover the $800,000 TEA or $1,050,000 standard capital requirement.

1. Financial Snapshot

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2. EB-5 Selection

📉 Asset Liquidation Impact Calculator

Estimate the real cost of withdrawing from a 401(k) or similar tax-deferred account.

Early Withdrawal Penalty (10%):-$20,000
Est. Income Taxes (30%):-$60,000
Actual Cash Received:$120,000.00

Total EB-5 Cost Breakdown

EB-5 Investment (TEA): $800,000
Attorney Fees (Est): $35,000
USCIS Filing Fees: $11,160
Administrative Fees: $60,000
Docs/Translation: $7,500
Relocation Budget: $35,000
24-Month Living Reserve: $120,000
TOTAL NEEDED:$1,068,660

Your Financial Position

Available Liquid Assets:$0
Total Cost of EB-5 (w/ fees):-$948,660
Remaining Liquid Capital:-$948,660.00
Semi-Liquid Assets Available:$0

*Note: Accessing semi-liquid assets (401k, Real Estate) takes time and may incur taxes/penalties.

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CHALLENGING POSITION - NOT RECOMMENDED NOW

"Based on your current financial situation, EB-5 investment would create significant financial risk."

Why this is risky:

  • ❌ Total Shortfall: $1,068,660 (including living reserve).
  • ❌ Investment would consume a dangerous % of your total net worth.
  • ❌ Risk of running out of funds during the 2-3 year waiting period.

Typical EB-5 Timeline

Preparation Phase (Month 0-6)
Hire attorney, liquidate assets, gather Source of Funds documents.
File I-526E Petition (Month 6)
Investment funds are transferred to escrow/project.
USCIS Adjudication (Month 6-30+)
Waiting period. Funds are committed. No work authorization yet.
Conditional Green Card (Month 30+)
If approved, you can enter the US and work/live freely.

Required Documentation Checklist

✓5 Years of Personal Tax Returns
✓Bank Statements (showing accumulation)
✓Employment Verification Letters
✓Sale of Property Records (if applicable)
✓Gift Letters & Donor's Taxes (if applicable)
✓Business Financials (if business owner)

Critical Disclaimer: EB-5 regulations are complex. Investment capital is at risk and not guaranteed to be returned. Processing times vary. Regional center vs. direct investment differences exist. Always consult with a licensed immigration attorney and financial advisor.

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